Call Deposit vs. Time Deposit Accounts: An Overview . For most people, a bank account is simply a place to hold money, not make money. That's especially true these days, with interest rates Popular Direct — 4.50% APY. Alliant Credit Union — 4.35% APY. Quontic Bank — 4.30% APY. See additional best 5-year CD rates. Note: Annual percentage yields (APYs) shown are as of Jan. 3-Jan Certificates of Deposit (CDs) typically offer higher interest rates compared to Fixed Deposits (FDs) offered by banks. This is because CDs involve higher risk as an investment option. If you are willing to take on the associated risks, investing in CDs can potentially yield better returns. Certificate of Deposit Vs Fixed Deposit: Certificate of deposit usually offers a higher interest return as compared to the fixed deposit from banks. But there is a condition: investment in CDs can be risky. If you are ready to take some risks, putting your money in CDs could yield more money. If you have a short-term investment horizon, can take a little risk and are eligible to purchase a CD, you can invest in a CD to meet your short term financial goals. However, if you wish to invest for a long term and earn steady interest on the same, you can consider investing in FD. Time Deposit vs. Fixed Deposit. Some people may feel difficulty determining the differences between a time deposit and a fixed deposit. The critical problem is that it is difficult to discern between different attributes since they are essentially the same thing. In general, fixed deposits are a subset of term deposits. Yes, This Relation is in 3NF Because, For the given FD set there are total 4 candidate keys which are AB,AC,DB,DC. And let us suppose we have key AB, then for the given relation, there is no Partial FD and Transitive FD. So the given relation is in 3NF but is is not in BCNF because of D-->A violates the BCNF rule. A Fixed Deposit (FD) is a financial instrument where a lump sum amount is deposited with a bank or financial institution for a fixed period, earning a predetermined interest rate. Recurring Deposit (RD), one the other hand, is a financial product where a fixed amount is deposited regularly on a monthly basis for a predetermined period, earning .

is cd and fd same